Employers Liability Insurance protects your business from the financial risks of being sued by employees for workplace conditions that cause injury or illness. This includes compensation for injuries, associated medical costs, and legal fees.
It’s a legal requirement for most businesses with employees to have Employers Liability Insurance. Beyond compliance, this insurance plays a critical role in protecting your business finances against claims that could otherwise be devastating.
For beauty and salon businesses, where employees often work with potentially hazardous chemicals and equipment, the risk of injury is elevated. Employers Liability Insurance ensures that you are covered for such occupational hazards.
Claims related to workplace injuries can be substantial, making it imperative to secure robust Employers Liability coverage to safeguard your business and ensure the well-being of your employees.
Employers Liability Insurance does not cover claims of unfair dismissal or discrimination. It is solely focused on bodily injury and illness caused directly by workplace activities or conditions.
Consider pairing Employers Liability Insurance with Public and Products Liability Insurance to fully protect your business against a range of claims from both employees and third parties.
Explore Additional Insurance Options